How much do you charge?
We do not charge a fee for any initial or consultation meeting. Our managed portfolios have some of the most competitive fees in the industry with breakpoints based on the amount of assets under management. For insurance products, we get paid by the insurance companies directly. Therefore, none of your money goes into our pocket. We do not feel it is in your best interest for you to have to pay a fee when another bill defeats the purpose of what we're trying to do for you - make money.
Do I need to come to the office?
As a courtesy to our clients, we come to you. We meet our clients in their home, their office, and online, which is becoming more and more popular.
Do I have to make a long term commitment?
No. If you want us to just do a one-time review, we can do that and there’s no obligation beyond that. Even if you sign up for ongoing investment management, there’s no long term commitment and you can terminate the arrangement at any time.
Will you try to sell me something?
There is never a cost or obligation for us to meet. For an initial meeting, you can hide your checkbook. All we want is to ask you questions based on your situation so we can tailor a plan to fit your needs. Our recommendations must be purchased, not sold. In other words, you must like and agree with what you see and hear before we proceed. Besides, when was the last time you bought something you didn’t like or didn’t need?
How do I get started?
Call and schedule an initial consultation, or go to my online calendar and set up a time for us to talk. We will determine together if you like what you see and hear and if I can help.
Does my spouse have to meet with us?
Yes and no. If all you want to do is address one item of your plan that pertains to only you, such as an IRA, then no, we don’t necessarily have to meet with your spouse to accomplish this. If, on the other hand, we begin address retirement or insurance strategies as a whole, then yes, we believe spouses should be involved in the planning process.